Risk Signal: Geo IP Verification

Geo IP Verification provides an overall risk and reputation assessment of an IP address associated with an end user.

Supported Credentials

The IP address can be uploaded as Prepared Data. In this case you are expected to obtain the IP address prior to initiating the Jumio transaction. For example you can use to use Geo IP Verification as a standalone service by using workflow key 10118 and uploading the IP address as prepared data.

Alternatively, if you are using Geo IP Verification in a workflow that requires other credentials, and are acquiring those credentials through the Web Client or one of the SDKs, Jumio can obtain the IP address from the end-user device with no additional calls from your integration. For example you can use Geo IP Verification along with the standard IDIV service by using workflow key 10120. The end-user experience with the web client or SDK integration will be the same as the standard IDIV service, and no additional integration effort is required.

Key	Type	Mandatory	Description
ipAddress	string	Yes	The IP address entered as a string. Either IPv4 or IPv6 format is accepted.

Example Prepared Data Body

{
    "ipAddress": "122.23.23.233"
}

Response

Response data is available for transactions that include the risk signal. For information on transaction data see Viewing or Retrieving Workflow Transactions.

Example Response

  "capabilities": {
    "geoIpVerification": [
      {
        "id": "8a1d3dde-f1e5-4832-96c7-1389ad122ab1",
        "credentials": [
          {
            "id": "1230b511-6e82-4c01-a7a3-4e3bcd3a37b1",
            "category": "DATA"
          }
        ],
        "decision": {
          "type": "PASSED",
          "details": {
            "label": "LOW_RISK"
          }
        },
        "data": {
          "country": "USA",
          "state": "WA",
          "city": "Fort Lauderdale",
          "isp": "Google",
          "organization": "Google",
          "latitude": 26.1995,
          "longitude": -80.0984,
          "accuracyRadius": 1000,
          "anonymousVPN": true,
          "satelliteProvider": true
        }
      }
    ]
  }

Decision Details Labels

Decision Type	Label	Description
PASSED	LOW_RISK	No significant risk of fraudulent activity is associated with the IP address.
REJECTED	HIGH_RISK	Significant risk of fraudulent activity is associated with the IP address. See the Data fields for additional information.
WARNING	MEDIUM_RISK	Moderate risk of fraudulent activity is associated with the IP address. See the Data fields for additional information.
NOT_EXECUTED	TECHNICAL_ERROR	Verify the provided data is correct and retry, or contact Support.

Data

Key	Type	Description
country	string	Alpha-3 standard country code of IP address
state	string	2 letter symbol code specifying state
city	string	Name of the city of the IP address
isp	string	Name of the Internet Service Provider
organization	string	Organization of the Internet Service Provider
accuracyRadius	integer	Accuracy in kilometers of IP address location from provided coordinates
latitude	number (double)	Latitude of the IP address
longitude	number (double)	Longitude of the IP address
torExitNode*	boolean	true when the IP address is a Tor Browser Exit Node
anonymous	boolean	whether the IP address is associated with an anonymizer such as a VPN or other proxy
proxyType	string	Returned if a proxy is used. Example: ANONYMOUS, RESIDENTIAL, PUBLIC
userType	string	Specifies the behavior observed with typical users. Example: BUSINESS, RESIDENTIAL, HOSTING, CAFE, CELLULAR
highBillingPostalCodeVelocity*	boolean	The IP address has been used to submit transactions with many different billing addresses in a short period of time.
highEmailVelocity*	boolean	The IP address has been used to submit transactions with many different email addresses in a short period of time.
highIssuerIdVelocity*	boolean	The IP address has been used to submit transactions with a high number of Issuer IDs (credit cards, prepaid cards etc.).
highRiskDevicesActivity*	boolean	The IP address has been used by a high risk device.
highRiskEmailsActivity*	boolean	A high risk email address was seen on this IP address in past network transactions.
highRiskNetworkActivity*	boolean	High risk actors are seen on this IP address.

* Only provided if the value is true, indicating potential fraud.